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Jun 3, 2022

Rearview of a golden yellow 2022 Kia Seltos parked in a wooded area. | Kia dealer in Sherwood, AR.If you’re looking to purchase a Kia Sorento or review upcoming new models at your local dealership, you’ll find great financing options available for your next vehicle. When considering your car financing options, you’ll find great benefits when choosing financing through your Kia dealer, including flexible payments and interest rates.

1. Quick Financing Approval

When you apply for financing through your local dealership, you’ll have the advantage of obtaining approval faster to proceed with the purchase and drive your car home that same day. In many cases, all the paperwork you need to complete, and the documents required for review, can be done within a short time, so you don’t have to wait days or weeks before you pick up your new car as your Kia expert will secure your loan without delay.

2. Promotional Interest Rates and Service Discounts

Your local dealership offers service discounts, promotional interest rates, and financing deals that can result in significant savings. Your Kia specialist can offer additional value to your financing plan, such as scheduling maintenance to include brakes, tire changes, alignments, oil changes, and other services performed by certified mechanics. You can also benefit from special promotions that include financing through the manufacturer and zero interest rates.

3. Improved Credit Scores

When you choose financing through your dealership, you’ll have the opportunity to improve your credit rating with regular payments. Many dealerships offer in-house financing that’s more flexible than loans through a third party or financial institution. You’ll also have greater options to negotiate interest rates and installment plans while improving your financial position over time.

When you improve your credit score, you’ll improve your eligibility for future loans, financial opportunities, and financing through your local dealership.

4. Greater Options and Affordability

Your local dealership can help you determine which vehicle offers the best option for your budget based on your income, expenses, and affordability. This process will give you the information you need to determine the maximum affordable price, which considers insurance, registration, plates, taxes, and interest included in the financing payments. If you’re looking to value a trade-in, your Kia expert can include this in the overall cost of your new car.

5. Flexible Financing and Loans

When you discuss your financing options with your local dealership, you’ll have greater flexibility and options available. Car dealerships have financing specialists that work directly with third-party institutions. They have in-depth knowledge of interest rates and financing terms, so you won’t have to research each private lender individually. Your financing expert can provide the best options available and within a convenient time frame.

You’ll have significant advantages when considering financing options for your new vehicle through your Kia financial experts and local dealership. Come see us at Crain Kia of Sherwood and find out what we have to offer you from our incredible inventory of new and pre-owned vehicles. We have fantastic financing options to fit every budget, including excellent maintenance services and plans.

Image via Kia.